Protect Your Family's Future with Confidence

By the numbers

• 1,500+Families protected
• 23States licensed
• 10+Years of experience

Families protected and years of experience are figures Lioncrest reports from its own records.

Carriers

Life and final expense carriers

Because we are independent, we can compare across these companies rather than being locked into one.

Medicare plans come from a different set of carriers — ask on your call which ones are available where you live. Your policy is issued and your claim is paid by the carrier, not by Lioncrest Insurance Group.

About Lioncrest

An independent agency, built around the phone call

Lioncrest Insurance Group is an independent insurance agency serving seniors and families. Independent means we are not tied to one company: we can compare what several carriers would charge for the same cover and tell you which one fits, rather than selling whichever product we happen to have.

Everything is done by phone. There is no office to drive to and no appointment at your kitchen table — you call, you get a licensed agent, and you get the time it takes to understand your options. Your policy arrives in the mail from the carrier that issued it.

We work with seniors and families who want final expense and life cover, health and Medicare plans, or an annuity for retirement. If what you need is not something we can write, we will say so on the call rather than after it.

Our services

Coverage Tailored to Your Life

A range of insurance solutions designed to protect what matters most — with plans that fit your budget and your needs.

• Final Expense Insurance

  Affordable whole life insurance designed to cover funeral costs and end-of-life expenses, so your family has one less thing to worry about at the worst possible time.

• Life Insurance

  Term life or indexed universal life. We'll help you find the policy that protects the people who depend on you, at a premium you can keep paying.

• Health and Medicare

  Health coverage doesn't have to be confusing. We'll walk you through your options — individual plans, Medicare Advantage, or supplements — and find one that covers your doctors and your prescriptions.

• Annuities

  Annuity options that pay you a set income for a period you agree with the carrier, so your retirement savings keep working after you stop.

How it works

Getting Started Is Simple

No complicated forms, no confusing paperwork. Three steps.

1. Call us

   Ring the number on this page and you will reach a licensed agent, not a call queue. It is a friendly, no-pressure conversation about your situation and what coverage makes sense for it.

2. Review your options

   We walk you through plans from the carriers we are appointed with, explaining each one clearly so you can make a confident, informed decision.

3. Get protected

   Once you choose a plan we handle the paperwork. Your policy arrives in the mail from the carrier, and you'll have peace of mind knowing your family is covered.

Common questions

Answers You Can Count On

We believe in being upfront. Here are answers to the questions we hear most often.

What is final expense insurance, and do I need it?

Final expense insurance is an affordable whole life policy specifically designed to cover end-of-life costs such as funeral expenses, medical bills, and other final debts. It helps ensure your family won't have to shoulder those costs during an already difficult time.

How much does coverage typically cost?

The cost depends on your age, your health, and how much coverage you would like. On your call we will help you find a plan that fits comfortably within your budget — no surprises.

Do I need to meet in person, or can we do everything over the phone?

Everything can be done over the phone — it's that simple. We walk you through your options, answer all your questions, and handle the paperwork. Your policy is then mailed directly to your home by the insurance carrier, so you'll have everything in hand. No need to leave the comfort of your home.

Which insurance companies do you work with?

For life insurance and final expense: Mutual of Omaha, Foresters Financial, Royal Neighbors of America, Transamerica, Corebridge Financial, Aetna / Accendo, Citizens Life, Amicable, Americo, and GTL. Medicare plans come from a different set of companies — ask on your call which ones are available where you live.

What if I have health conditions? Can I still qualify?

In many cases, yes. Many of the plans we offer use simplified underwriting, which means the carrier asks health questions instead of requiring a medical exam. Some plans are guaranteed issue, which means the carrier accepts applicants within its stated age range without health questions. We will ask a few simple health questions over the phone to match you with the right plan.

How do I know this is legitimate and not a scam?

Great question — and you should ask it. Lioncrest is a licensed insurance agency, and the agent you speak with is licensed in your state; you can verify any producer's credentials through your state's Department of Insurance. Your policy comes directly from the insurance carrier — not from us. You'll receive official documentation in the mail, and policies come with a free-look period so you can review and cancel if you change your mind.

What's the difference between term life and whole life insurance?

Term life covers you for a set period — usually 10, 20, or 30 years — and is typically the more affordable option. Whole life insurance covers you for your entire lifetime and builds cash value over time. Both have their place depending on your age, goals, and budget. On your call we will explain which option makes the most sense for your situation.

How can an annuity help me in retirement?

An annuity is a contract with an insurance company that pays you a set income — either for a number of years or for the rest of your life, depending on the contract. It is a way to make sure you don't outlive your savings. Annuities can also grow tax-deferred. We can walk you through the different types and help you decide if an annuity fits your retirement plan.

Can you help me find the right health insurance plan?

Absolutely. Health insurance options can feel overwhelming, especially with all the different plans, networks, and costs involved. We work with multiple carriers so we can compare plans side by side and find one that covers your doctors, prescriptions, and budget. Whether you're looking for individual coverage, Medicare Advantage, or supplemental plans, we'll walk you through it step by step.

Credentials

Certifications & Credentials

• State licensed

  Licensed for life and health insurance in 23 states. Every licence is issued by that state’s Department of Insurance and can be checked there.

• AHIP certified

  AHIP (America’s Health Insurance Plans) certification, which is required annually to sell Medicare Advantage and Part D prescription drug plans.

• Carrier appointed

  Appointed with multiple carriers, so plans can be compared side by side rather than being tied to a single company.

• Continuing education

  The continuing education credits every licensed state requires are maintained, and licences are renewed every one to two years.